Getting Debt Cancelled on Unlawful Credit Card or Loan Agreements.

If you have taken out a credit card or loan agreement before April 2007 of up to £25,000 then this falls under Consumer Credit Act 1974.

The provider has to hold the original agreement and to be able to provide you on demand an original copy of both the agreement and the original copy of the terms and conditions.

Should these be defective you can then apply to have your debts with that provider written off!